All About Cars – Buying, Financing and Everything Else of the Auto World

Jun 26, 2014 at 14:59 o\clock

Car Buying Advice - Here’s what you should do when you move to Washington

Washington Auto Loans not only offers low rate auto financing, but also provides tips to lower your car cost. Here’s a question about buying a car when moving from Oregon to Washington. If you have any question related to car buying and financing, drop in a comment and we will get back to you.

QUESTION

I live in Portland, Oregon. My husband has a got a great job in Spanaway city of Washington. He will be joining next month. But, I will be moving in September after taking care of things here. Now, we didn’t own a car in Oregon but we will need one in Washington. Should I buy a car here or in WA? I have heard that Oregon has no service tax. But, if I buy here, will it be compulsory to pay the tax in Washington. I am confused. Please help me. - Catherine R.

ANSWER

Oregon is a state where you don’t have to pay sales tax on car. It’s simply great but sadly it won’t be the case when you start to live in Washington. Now, if you want to save on tax while buying a car, buy it in Oregon. But, remember to make the purchase 3 months before moving to Washington. This is because WA has a rule that Use Tax* will be charged if you purchase a "private motor vehicle" in another state within 90 days before moving to Washington.

There are a few requirements which you should meet. Here they are:

1. A "private motor vehicle" is used for the personal transportation of the individual. It has a load capacity of 1500 pounds or less.

2. Vehicles with a load capacity greater than 1500 pounds, RVs, watercraft and trailers do not qualify for this exemption.

*Use Tax is the same rate as sales tax and. It is outstanding when a property is brought into Washington if sales tax was not paid.

So, buy your vehicle this month or the next. And, then take it with you to Washington in September. This way you will pass the 90 days requirement easily and save on the tax.

Washington Auto Loans has started offering low rate car financing in the neighboring state of Washington. This means you can enjoy affordable and instant car loans in Oregon as well. Apply now and get ready to save more.

May 10, 2014 at 07:50 o\clock

Land Rover’s “Transparent Hood Technology” – Not only know your Car, know what’s beneath your Car as well

Auto Shows are loved by everyone because they allow you to peak into the amazing world of automobiles. Like every year, the New York International Auto Show promises to bring you the coolest cars and the hottest concept vehicles at the Jacob Javits Convention Centre.

Book you tickets for the incredible show that starts from April 18th 2014. Among several new models and concept vehicles, you will find the Land Rover Discovery Concept. It has a great potential to transform your interaction with your vehicle. The company is working on “transparent hood” which facilitates in knowing what’s going on below the truck.

Dr. Wolfgang Epple, director of research and technology for Jaguar Land Rover said, “It gives drivers an augmented view of reality to help them tackle anything from the toughest off-road route to the tight confines of urban parking”.

Sounds interesting, doesn’t? I am eagerly waiting for the moment when the car is unveiled at the NY International Auto Show 2014. Aren’t you?

New York Car Loans – We love cars as much as you do. And, that’s why we provide the most affordable car financing for New Yorkers. Get low rate auto loan options without worrying about bad credit history or down payment. Here’s your chance to drive your new car to NY Auto Show 2014. Apply now.

May 8, 2014 at 12:01 o\clock

Online Buying is the only way to own a Tesla in Texas

The Palo Alto headquartered company is facing problems in states that have prohibited its direct-sales model. Texas is among those states. Tesla is fighting a loan battle against powerful auto dealers who are trying to throw cold water on the company’s selling model. This news comes at a time when the electric car company is considering Texas for $5 billion battery plant and 6,500 jobs.

The company came into limelight with the production of Roadster. Its new car Tesla Model S is a success with critics and consumers rooting for it. Now, to buy the $70,000 to $130,000 ranged car model, you have to go online. This is because you cannot place orders at Tesla Austin (at The Domain). You cannot even discuss price there. Also, the company is allowed to offer limited test-driving opportunities in Texas. This means if you want an urgent test drive, you have to go to a neighboring state that hasn’t shot down the company's direct selling proposition.

Texan Legislature did not allow Tesla to exempt itself from selling through dealerships. The Texas Automobile Dealers Association believes that the law shouldn’t change for any special interest (read the billion dollar factory plant). The president of the Association, Bill Wolters, is worried about dealerships, specifically those in the rural region who would sustain losses if there was no legal protection against factory-owned dealerships.

But, Tesla is tenacious on selling directly to Texan car buyers. It wants to eliminate franchised dealers who act as middlemen between manufacturers and end car buyers. Their argument rests on the logic that Tesla’s sales are very minor to justify the need of a franchise dealership. And, they believe that the sales staff working at major dealership won’t pitch for Tesla against easier-to-sell gasoline automobiles.

Only time will tell, who wins - Tesla or the Texas Automobile Dealers Association? Who do you support? Please drop in your views in the comments sections. We would love to hear from you.

No matter you buy a car online or from a dealer’s lot, it is important to shop for Texas Auto Loans on the internet only. By opting for online submission of your loan request, you get access to quick approval on 0 cost loan quotes. So, apply now.

Apr 30, 2014 at 14:03 o\clock

The Story of a No Credit Car Buyer

Brittany is a young car buyer from Washington. Her no credit status is making her anxious. She sent her question to our e-mail address finance@rapidcarloans.net. Here’s how I helped her.

QUESTION:

My name is Brittany. I currently don't have any credit. I am 18 and just starting to build my credit. But i was wondering if you guys will allow me to get a loan for a car and if so how does that work? I did fill out the thing on your page but i can’t put a credit score down because i don’t have any credit. If you can email me back with some more information that’d be great.

ANSWER:

Initially, traditional lenders avoided providing loans to people with no credit history. But, these loans are very common today. Our company, Rapid Car Loans, does provide auto financing to young car buyers.

The procedure for applying is very simple. You need to fill the application form on the secure website. (You can provide link - https://www.rapidcarloans.net/index.php#FreeQuote) For getting approval, you should have a stable job (part-time job is okay). Your gross monthly income should be least be $1000. You can even get a co-signer and/or down payment for getting quick approval.

In reference to your question related to credit score, please select an average credit score which you think describes your situation best. As and when the company's representative contacts you, you can tell them about the no credit situation.

Rapid Car Loans is an online auto financing company. It has been serving car buyers across the nation since 2008. Our Finance Guy, Rock Watson, has been a loan consultant in the company for many years. He has been useful in providing auto loans to people with no credit, bankruptcy, low income and everything else. He can assist you in getting a car loan. Just leave your questions/doubts/queries for him and he will help you out.